Smith Pierce offers individual clients, large and small, the full gamut of professional wealth planning and financial advisory.  Our emphasis is on comprehensive financial management and investment performance, with a sensitivity to investment costs, tax implications and potential efficiencies.

For most clients, our diversified approach commonly integrates many of the following elements from each area specified below, and is determined based upon numerous factors specific to each client, such as capital needs, objectives, time horizon, risk tolerance, tax treatment, as well as appropriate socially responsible investment metrics/ROI performance:

Investment Management
Retirement
- 401(k)s, 403(b)s
- Traditional IRAs, Roth IRAs
- Roth 401(k)s, Roth 403(b)s
- Variable & Fixed Annuities, et seq. 

College
 - 529s
 - Coverdell Education Savings Accounts

Separately Managed Accounts
 - Investment Income
 - Alternative investments (hedge funds, infrastructure, etc.)

Estate Planning
 - Unified Estate & Gift Tax/Credit Planning
 - Revocable & Irrevocable Trusts
 - Charitable Giving & Legacies

Contingency Planning
 - Life, Accident and Health insurance

Our comprehensive approach to wealth management is a proactive, ongoing and dynamic dialogue between advisor and client.  As life and its events change, so should financial plans be updated accordingly.  Smith Pierce generally recommends quarterly to semi-annual client reviews, or whenever appropriate circumstances may dictate.  This may include events such as: marriage, a new mortgage, plans for children and/or college, various capital needs and major financial responsibilities, income changes, changes to inflows/outflows of cash reserves, plans or development of other major assets or liabilities, and so forth.

Portfolio construction and strategic rebalancing is done with considerations to both macroeconomic and microeconomic conditions, as well as a myriad of other important factors. These factors include choosing the right investment vehicles and asset allocation for each client. 

       i.e. A broad-stroke hypothetical example of a client portfolio* might consist of:

                    >> 15% U.S. Large-Cap Stocks with high future earnings estimates and low P/E ratios

                    >> 15% U.S. Mid-Cap Stocks in the Renewable Energy Sector

                    >> 10% Investment Grade Corporate Bonds

                    >> 5% Municipal Bonds to fund LEED certified buildings

                    >> 12% Socially Screened European Blend Mutual Funds

                    >> 18% International SRI Exchange Traded Funds

                    >> 10% Treasuries

                    >> 5% Commercial Paper

                    >> 10% for Unit Investment Trusts, and so forth;

                    >> For our real world base model portfolios, please see our “Meta-Folios^SM” page

Smith Pierce can also work in close coordination with a client’s accountants, attorneys and tax advisors, and has capabilities to share electronic documents in an online secure site through the client’s 24 hour account access, where documents are made easily available for confirmations, reporting, downloading, etc.

You planned your whole life for one day, now how about for a lifetime... 

To become a Smith Pierce client, simply fill out our Client Profile form here, or contact us for further information: This e-mail address is being protected from spambots. You need JavaScript enabled to view it | 800-554-7704.

*Actual portfolio construction is much more detailed, and includes extensive fundamental research and a thorough analysis of each client's needs and objectives.  The above example is a hypothetical representation of some elements that might go into a portfolio, but should not be misinterpreted as a recommendation or to be representative to or of any particular person or entity.  Investing involves risk and potential financial loss.